and stole more than 80 million customers' personal information, including their names, emails, physical addresses and phone numbers.
Anyone who used online banking or the Chase smartphone app were affected.
It's time to play defense.
1. Watch out for scammers. Hackers now have enough information to contact you, and they know you're aJPMorgan Chase (JPM) customer.
Don't
trust any phone calls, emails or letters claiming to be from the bank.
Instead, directly call the number on your bank card or a previous
statement.
Scam
artists will seek even more information from you -- like your birthday,
Social Security number or bank account number -- so they can tap into
your account and steal your money.
And beware: Scammers will likely scan your Facebook (FB, Tech30), Twitter (TWTR,Tech30) or LinkedIn (LNKD, Tech30) page first. Expect them to sound like a bank that knows about your personal habits.
2. Don't change your login or get new cards -- yet. According to the bank, hackers didn't manage to steal usernames, passwords, account numbers or Social Security numbers.
As such, don't rush to change these things. It's an unnecessary inconvenience.
More importantly, though, you might have to change all these things later. The New York Times reported that hackers got root access to the bank's computer system. That's as deep as it gets.
So,
hackers might still be lurking in the bank's computers -- even if the
bank claims it closed the hole and has "no evidence" hackers are still
inside its network.
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Thinking of Selling Your Home?Consider these tips to catch the attention of prospective buyers.
Lighten it up. A bright home appears to be more welcoming than one that's dark and sullen. Do
everything you can to add some light to your space such as taking down drapes or changing their
fabric. Other tips include using light colored lampshades, cleaning windows, and replacing
fluorescent bulbs.
Satisfy their sense of smell. No one wants to buy a home that smells like a gym bag. To make
your home smell nice and fresh for prospective buyers, add a few scented items to every room:
potpourri, flowers, air fresheners. You can even go the extra mile to do your dirty laundry (yes,
the smell of it can filter into any room), or bake a pie or a loaf of bread before buyers pop by.
Declutter. Every prospective buyer will look at a home and picture their items in it, from art to
larger pieces of furniture like couches and televisions. They won't be able to do that if your space
is full of knickknacks and clutter. It is important to clear your shelves and walls of as many little
objects as you can before you start showing your space (just don't go overboard; you still want
your space to look lived in).
Pricing is incredibly important. Talk to a real estate agent (i.e. ME!! :p)to get a good idea of
what your home may be worth.
Create curb appeal. First impressions count. Make sure your home stands out by clearing your
front yard of weeds or dead leaves. Spruce up the window trim or repaint it with a brighter color.
Fix loose patio stones or seal cracks in your driveway.
Be ready to show your space. Prospective buyers can contact their real estate agents to see
any space at a moment's notice, so when trying to sell your home, it's best to be prepared for last
minute popins.
Keep your space neat and tidy and dust bunny free; wash the dishes; make sure
your laundry is done or in the laundry bin; and, put pets in a separate area so buyers aren't
alarmed when they walk through the door.
Reduce Clutter in 60 Minutes or Less!You can complete this entire list of clutter reducing
projects in an hour or less.
Toss 10. Grab a trash bag. Find ten items in your home that you no longer need or want and put
them in the bag. Toss the bag in the trash or put it in your donation box, and never look back.
Clear a surface. Find at least one cluttered surface, like a coffee table or dresser top, and
completely clear it of all clutter swiftly
dumping any trash.
Toss old magazines. Go through your home and gather any old magazines or newspapers
you've already flipped through. Recycle or donate them today.
Weed out five. The thought of weeding out your entire filing system may seem daunting, but
anyone can weed out just five file folders.
Pick through a junk drawer. Whatever you can't identify or is clearly junk (meaning you'll never
use it) gets tossed.
Toss anything expired. Go through your fridge and medicine cabinet, gathering anything
perishable that has expired. A good day to do this is on garbage day, so you can hand off what
you've collected to the trash collector.
Dump junk mail. Quickly go through your pile of mail and dump anything that is clearly junk
mail.
Put things away. While carrying a large shopping bag with handles, go through your home
putting at least eight things that are not in their correct place in the bag.
